Genesis Credit Ashley Furniture Reviews

I went into ashley furniture and asked about other programs since i was denied.

Genesis credit ashley furniture reviews.

You can t squeeze blood from an orange. I am currently waiting for mortgage underwriting to complete and need several new pieces of furniture. The sales associates were great and because of the partnership between ashley s furniture and synchrony i was able to get a dining room table rug dish set place mats coffee table 2 side tables and a complete bed set including nightstand dresser and mirror and just under 3000 with 48 months no interest. Today genesis is the nation s leading provider of private label credit programs for non prime consumers.

According to the federal reserve board the average interest rate is 15 for all credit cards and 17 for accounts that carry a balance. There are no member alerts at this time. I went to ashley s last night and found what i wanted and the sales guy was offering their financing. Ashley furniture credit card has higher than average purchase aprs.

They had a program called genesis credit which i was approved. The ashley advantage credit card and genesis credit ashley advantage gold account both require a hard pull of your credit. Visit an ashley homestore to learn more about other financing options available. I opened account with this company.

The ashley advantage credit card has a required minimum credit score of 650 and the genesis. On august 20th i made a 900 00 payment and a 100 00 payment on august 24th. Ashley furniture homestore does not have no credit check financing available. Well we have a child to provide for and 2 separate households to support.

Ashley furniture credit card has a variable purchase apr of 29 99. Check back here for security notices and other important information. This was 7 days before my interest was accrued do you know they held my payments so that i would be charged interest for all of my purchases. The genesis credit account has different rates fees and terms than what is advertised above.

With the amount of furniture i am in need of the. Genesis is headquartered in beaverton oregon with an additional location in akron ohio to support the partnership with signet the world s largest diamond jewelry retailer. Ashley offers alternative financing programs for consumers with less than perfect credit. Sorry genesis you think because of someone s salary they re rich and you can bully your way to making us pay.

The options were 12 36 and 60 month plans. But both accounts are available to those with less than perfect credit.